Your loan is fixed. The carrier behind it is not.
Substradium reviews the carrier operations behind your transportation book every day and flags material changes for your team.
Your servicing system tracks account status. Substradium tracks fleet, equipment, authority, OOS, insurance, and specialty exposure as they move.
Portfolio Briefing
Where carrier operations changed, what needs review, and what your team recorded.
Needs review today
Material operating changes first: operating status, fleet footprint, equipment profile, OOS condition, and source support.
Recent changes
Operating changes surfaced in the past 24 hours.
Anonymized demo portfolio. No customer portfolio data is shown.
Your servicing system tracks the account. Substradium tracks the operator.
After funding, the carrier behind the collateral keeps changing. Fleet size can expand or contract. Equipment mix can shift. Authority, insurance, OOS, safety condition, and specialty exposure can all move while the account still looks ordinary.
Upload the book once. Substradium reviews the carrier operations behind it every day and routes material changes into a prioritized queue.
A lookup answers one question once. Substradium watches the book every day and preserves the operating timeline behind your portfolio.
The changes your servicing system does not track.
Substradium is built around the operating changes your team should not have to discover by accident.
Fleet growth and contraction across the operating footprint behind your exposure.
Owned and leased units, trucks, tractors, trailers, mileage, and MCS-150 context.
Authority, OOS, safety condition, insurance context, and source support.
Known, useful, not actionable, called, escalated, and resolved outcomes stay with the carrier.
Built for teams responsible for transportation exposure after funding.
Substradium gives portfolio, credit, servicing, and workout teams a daily carrier-operations review system their core platforms do not maintain.
- Specialty trucking and equipment lenders with carrier-backed exposure
- Portfolio, credit, servicing, or workout teams that need a daily review queue
- Books where authority, insurance, safety posture, fleet state, equipment profile, or specialty exposure can change after booking
- Teams that want a repeatable record of what surfaced, what was reviewed, and what happened next
- The book is too large to manually check carrier records every day
- Payment status alone does not explain what is happening to the operating business
- Specialty carrier exposure needs more context than a static loan file
- Leadership needs a clean readout of surfaced changes and review outcomes
From change to review to outcome.
Substradium shows which carriers changed, what changed, when it changed, and what your team recorded after review.
Today's actions
Operating-condition changes first, with source support and outcome memory attached.
Each surfaced carrier has an operating record.
Carrier pages show the operating facts, current source state, evidence freshness, fleet footprint, equipment profile, and review trigger behind the queue item.
Operating change
Observed power units changed materially. Review suggested because the operating footprint behind this exposure moved.
Operating facts
- Monitoring status
- Active
- Entity status
- Resolved
- Segment
- Federal Interstate
- Equipment profile
- Reported
Power-unit movement is preserved as operating footprint history.
Used where a fresh operating-state check matters for review.
Displays freshness and source agreement without exposing private logic.
What happened next
Track the path from surfaced change to team review.
Outcome
Mark whether the change was known, useful, not actionable, contacted, escalated, or resolved.
Notes and contacts
Private workspace fields keep follow-up context attached to the carrier.
Review outcomes stay with your portfolio.
Your team stops losing context in notes, emails, and one-off calls. Each review becomes part of the next review cycle.
Specialty transportation books are too dynamic for static monitoring.
The value is not another dashboard. It is a repeatable operating review process for the carrier-backed exposure already on your books.
Your team should not have to choose which carriers to manually check today.
Fleet, equipment, authority, OOS, insurance, and specialty exposure are monitored as they move.
Material operating changes become a prioritized queue instead of scattered one-off discoveries.
Your team leaves a record of what was known, useful, escalated, resolved, or not actionable.
See what changed in your book over the next 90 days.
Run a pilot and see which operating changes your current process would not have shown this clearly, this consistently, or this quickly.